A secret report shows that Florida underwriters were banking massive profits while stiffing customers. Welcome to insurance in the era of climate collapse.

To model risk, insurance companies rely on climate data gathered by the federal government. The Trump administration is decimating the agencies collecting it. Guess who will pay?

Popular narrative suggests insurance companies have to raise rates due to fire risk. In reality, the companies are doing pretty well.

Kamala Harris should speak plainly about climate change—and then talk about the many things she could do as president to fix the home insurance crisis.